Payables as a Service · Powered by REPAY

Accounts payable,
fully operated.

Data4Intel runs the entire AP function for your business — connected to the systems you already use, executing every payment through REPAY, and returning clean reconciliation to your books.

Get started → See automotive workflow
Payment Run · May 2026

Disbursed this cycle

$248,419.22

All paid
MP
Midstate Parts Co.
Virtual Card
$48,200.00
NW
NW Auto Supply
ACH
$71,540.00
OS
Olsen Services
Check
$12,860.50 Mailed
FR
Frontier Logistics
Virtual Card
$94,318.72
BL
Bluepoint Floor
ACH
$21,500.00 Queued
Integrations

The systems we plug into.

Data4Intel is not a destination app you sign into. We connect to the systems your team already uses, and the payment networks your vendors already accept.

Systems of record

Tekion

Native

Dealer management system

Approved invoices flow from Tekion directly into our payment workflow — no manual exports, no duplicate entry, no new screens for the dealership team to learn.

QuickBooks

Online & Desktop

Accounting & bookkeeping

Connected to QuickBooks Online and Desktop. Approved bills are pulled in for payment, and reconciliation data posts back to your books automatically.

Payment infrastructure

REPAY

Engine

Payment processor

Every disbursement — virtual card, ACH, and check — runs through REPAY's secure payment rails with full tracking and confirmation.

Visa

Card network

Virtual cards issued on the Visa network. Single-use numbers, per-vendor spend limits, and cash-back rebate eligibility on every transaction.

Mastercard

Card network

Virtual cards issued on the Mastercard network. Single-use numbers, per-vendor spend limits, and cash-back rebate eligibility on every transaction.

The problem

AP is a broken process
hiding inside healthy businesses.

Most finance teams still print checks, chase vendor banking details across spreadsheets, and hope nothing slips through. The cost is rarely on one line — it shows up in staffing, fraud, delayed cash, and missed rebates.

Manual check printing

Staff lose hours each cycle printing, signing, mailing, and reconciling paper checks that take days to arrive.

Check fraud exposure

Paper remains the #1 AP fraud vector — interception, alteration, and forgery are constant operational risks.

Staffing dependency

Payables stall whenever a key person is absent. Turnover creates gaps in vendor knowledge and payment accuracy.

Zero visibility

Once a check is mailed it disappears. No tracking, no confirmation, no audit trail until it eventually clears.

How it works

From invoice approval
to paid vendor.

Your team keeps working in the tools they already use. We connect to them, manage everything in between, and execute every payment through REPAY.

Start today →
01

Invoice approved in your system

Tekion, QuickBooks, or your existing approval workflow. Nothing changes for the people doing the work today.

02

Payment data flows to Data4Intel

We validate vendor information, enrich records, and match against your authoritative vendor directory.

03

Payment method selected per vendor

Virtual card, ACH, or check — automatically routed to each vendor’s preferred and verified rail.

04

REPAY executes the payment

Secure, tracked, and confirmed through REPAY’s payment infrastructure. Never a paper check on your desk.

05

Remittance returned to your books

Clean reconciliation data posted back to your system of record. Audit-ready, every cycle.

Payment rails

Three rails. One operator.

Every vendor paid the way they prefer — virtual card for rebate capture, ACH for direct deposit, or check where it’s still required. All processed through REPAY.

Rail 01

Virtual Card

Cash-back · Single-use · Limit-controlled

Single-use card numbers with spend limits matched to each invoice. Earn cash-back rebates on vendor spend — AP becomes a revenue lever.

Rebate-eligible
Rail 02

ACH Transfer

Direct deposit · Low-cost · Traceable

Bank-to-bank transfers for vendors who prefer electronic deposit. Reliable, low-cost, and fully traceable end-to-end.

Operator default
Rail 03

Check Payment

Generated · Mailed · Reconciled by us

For vendors who still require paper. Generated, mailed, and reconciled on your behalf — without your team touching a printer.

Where required
Who we serve

Built for businesses
that run on complexity.

High-volume vendor relationships, multiple operating units, and finance teams that should be running the business — not chasing payment data across spreadsheets.

Featured vertical 01 / 04

Automotive dealerships

Dealerships run high-volume AP through Tekion. We integrate directly, manage the full vendor payment cycle, and keep Tekion as the authoritative system of record.

Tekion integration Multi-rooftop DMS-connected
See the workflow →

More verticals coming

Healthcare, construction, and distribution editions are in development. If your industry runs on heavy vendor relationships, we likely build it next.

Request your industry
What you get

Everything AP.
Nothing extra.

No new tools to roll out. No vendor portal to push on your suppliers. Just the work of accounts payable, done — and the data of accounts payable, returned to your ledger.

System integration

We connect to Tekion, QuickBooks, and your accounting stack. No rip-and-replace required — your systems stay your systems.

Vendor directory management

We maintain vendor records, payment preferences, and banking details with continuous validation — so you don’t have to.

Payment execution

Virtual card, ACH, and check — executed on your behalf through REPAY’s secure payment infrastructure.

Cash-back rebates

Earn rebates on virtual card spend. AP becomes a revenue line — not just an overhead one.

Fraud risk reduction

Eliminate check fraud exposure with controlled electronic payment rails and verified vendor methods.

Audit & reporting

Full payment logs and reconciliation data. Finance teams get visibility at every step of every cycle.

Ready when you are

Stop managing payments.
Start running the business.

Let Data4Intel handle every payment, every vendor, every cycle — connected to the systems you already use.

Get started → Sign in

No credit card required to schedule a walkthrough.